http://www.betterhomesintexas.com/blogs/default.aspxExperience + Integrity + Hardwork = Solden-USCommunityServer 2.1 SP1 (Debug Build: 61019.2)http://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2012/02/07/tax-on-home-sales.aspxTue, 07 Feb 2012 20:55:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:1232332Denise & Patrick Kennedy0<p>A rumor about a 3.8% federal tax on all home sales has again hit the in-boxes of Texas consumers and real estate agents. So, is there such a tax for all home sales? No.</p><p>The facts are that individuals with incomes over $200,000 a year ($250,000 for married couples) will be subject to a 3.8% tax on profits of more than $250,000 ($500,000 for couples) from the sale of a primary residence. So, a husband and wife who make more than $250,000 a year and sell their home for $510,000 more than their purchase price would pay $380.&nbsp;&nbsp; </p><p>by Texas Association of REALTORS&reg;&nbsp;&nbsp;&nbsp; </p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=1232332" width="1" height="1">http://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/12/09/life-is-a-challenge-name-change.aspxSat, 10 Dec 2011 05:58:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:1180266Denise & Patrick Kennedy0<font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0in 0in 10pt;"><font face="Calibri" size="3">Everyone has challenges presented to them in Life.<span>&nbsp; </span>This year we have had a few, but overall we are very blessed.<span>&nbsp; </span>The short story is our business name will be changing. <span>&nbsp;</span>We are still the same family owned company that works diligently for our clients, only under a new name.<span>&nbsp; </span>We would very much appreciate the support of our clients and friends in this change.<span>&nbsp; </span>Having to rebrand ourselves after all this time is a little challenging but we expect it to be a smooth and positive transition. <span>&nbsp;</span>Read on if you are interested in the longer version.</font></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0in 0in 10pt;"><font face="Calibri" size="3">This challenge came in an unexpected call from a Real Estate Broker in Nevada earlier this year.<span>&nbsp; </span>The gentleman informed us that we might not have the right to use our business name.<span>&nbsp;&nbsp; </span>Now, I want to assure you we went about forming our business legally and correctly. We filed an LLC through the State of Texas, and of course file our county, state and Federal tax returns as we should.<span>&nbsp; </span>However, unknown to us was a company out of Las Vegas NV who several years ago purchased another company out of California with a very similar name (Better Homes Realty).<span>&nbsp; </span>The California company had registered their logo &amp; name with the United States Patent office many years ago, but had never attempted to move in to the Texas market, as far as we know.<span>&nbsp; </span>However the company that purchased them, Avalar/Better Homes, has determined that they want to be a part of the Texas market and are claiming the name.<span>&nbsp; </span>After consulting with our attorney and other patent type attorneys, we have decided to not fight their claim and to move forward, changing our name to prevent any further confusion.<span>&nbsp; </span>They did ask us to join their franchise, but after much thought &amp; prayer we have found that is not the right fit for our team.</font></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0in 0in 10pt;"><font face="Calibri" size="3">Our plan is to continue to provide excellent services that rival any of the large franchised companies, but with the individual service of a boutique brokerage Real Estate office.<span>&nbsp; </span>We appreciate the continued loyalty of our clients and friends.</font></p><font face="Times New Roman" size="3"> </font><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=1180266" width="1" height="1">Announcementshttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/08/30/449ca00e1d704caf87b8d710431c169f.aspxTue, 30 Aug 2011 17:54:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:1097217Denise & Patrick Kennedy0<p align="center" style="margin-left:10px;float:right;"> <img alt="Sold" border="0" id="Sold" src="http://www.betterhomesintexas.com//Utility/images/sold.gif" /> </p> <p style="margin-top:0px;"> <span id="LeadIn" style="font-weight:bold;">Harvest Ridge, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>The single story at 13220 Ridgepointe Road has been sold.</span> </p> <p> <a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html">Property information</a> </p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=1097217" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/08/30/cd70768773504023bc5addc8b1f80c11.aspxTue, 30 Aug 2011 17:50:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:1097216Denise & Patrick Kennedy0<p align="center" style="margin-left:10px;float:right;"> <img alt="Sold" border="0" id="Sold" src="http://www.betterhomesintexas.com//Utility/images/sold.gif" /> </p> <p style="margin-top:0px;"> <span id="LeadIn" style="font-weight:bold;">Lost Creek Ranch, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>The single story at 3612 Diamond Ranch Rd has been sold.</span> </p> <p> <a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/131_Fort_Worth_Roanoke/Lost_Creek_Ranch/Agent/Listing_38111138.html">Property information</a> </p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=1097216" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/06/22/6791f333af004f3f95f739723c257d77.aspxWed, 22 Jun 2011 23:20:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:1024274Denise & Patrick Kennedy0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" id="Sold" src="http://www.betterhomesintexas.com//Utility/images/sold.gif" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Haslet Park Addition, Haslet</span> <span>&nbsp;-&nbsp;</span> <span>The single story at 205 Schreiber Drive has been sold.</span> </p><p><a href="http://www.betterhomesintexas.com/Haslet/Texas/Homes/102_Haslet/Haslet_Park_Addition/Agent/Listing_36775973.html">Property information</a> </p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=1024274" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/05/26/rates-are-great-rates-posted-by-pcn-on-may-20th.aspxThu, 26 May 2011 16:31:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:985247Denise & Patrick Kennedy0<table align="center"><tr><td><font face="Arial" size="4"><strong><em>Mortgage Interest Rates for Fixed and Variable Rate Mortgages*</em></strong></font> </td></tr><tr><td><font face="Arial" size="2">Rates as of Friday, 20th May, 2011:</font> </td></tr><tr><td><table><tr><td><table><tr><td><div align="center"><font size="3"></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>Term</strong></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>Conforming</strong></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>APR</strong></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>Payment per<br />$1,000</strong></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>Jumbo</strong></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>APR</strong></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>Payment per<br />$1,000</strong></font></div></td><td><div align="center"><font color="white" face="Arial" size="1"><strong>Arm Reset Term</strong></font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>Conventional - 30YR Fixed</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">4.625%</font></div></td><td><div align="center"><font face="Arial" size="2">4.753%</font></div></td><td><div align="center"><font face="Arial" size="2">$5.14</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">-</font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>Conventional - 15YR Fixed</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">4.000%</font></div></td><td><div align="center"><font face="Arial" size="2">4.124%</font></div></td><td><div align="center"><font face="Arial" size="2">$4.77</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">-</font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>3/1 Libor ARM</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">2.375%</font></div></td><td><div align="center"><font face="Arial" size="2">2.488%</font></div></td><td><div align="center"><font face="Arial" size="2">$3.89</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">36</font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>5/1 Libor ARM</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">3.000%</font></div></td><td><div align="center"><font face="Arial" size="2">3.117%</font></div></td><td><div align="center"><font face="Arial" size="2">$4.22</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">60</font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>USDA - 30YR Fixed</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">4.375%</font></div></td><td><div align="center"><font face="Arial" size="2">4.501%</font></div></td><td><div align="center"><font face="Arial" size="2">$4.99</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">-</font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>FHA/VA - 30YR Fixed</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">4.375%</font></div></td><td><div align="center"><font face="Arial" size="2">4.501%</font></div></td><td><div align="center"><font face="Arial" size="2">$4.99</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">-</font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>Jumbo - 30YR Fixed</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">5.000%</font></div></td><td><div align="center"><font face="Arial" size="2">5.088%</font></div></td><td><div align="center"><font face="Arial" size="2">$5.37</font></div></td><td><div align="center"><font face="Arial" size="2">-</font></div></td></tr><tr><td><div align="center"><font face="Arial" size="2"><strong>Jumbo - 5/1 ARM</strong></font></div></td><td><div align="center"><font face="Arial" size="2">360</font></div></td><td><div align="center"><font face="Arial" size="2">%</font></div></td><td><div align="center"><font face="Arial" size="2">0.000%</font></div></td><td><div align="center"><font face="Arial" size="2">$0.00</font></div></td><td><div align="center"><font face="Arial" size="2">3.750%</font></div></td><td><div align="center"><font face="Arial" size="2">3.831%</font></div></td><td><div align="center"><font face="Arial" size="2">$4.63</font></div></td><td><div align="center"><font face="Arial" size="2">60</font></div></td></tr></table><br /></td></tr></table><br /></td></tr><tr><td><font face="Arial" size="1">*Rates are subject to change due to market fluctuations and borrower&#39;s eligibility.</font> </td></tr><tr><td><table><tr><td><font face="Arial" size="2">Important Mortgage Rate Disclaimer: The rates on agency conforming loan amounts are for borrowers who are have a middle FICO score over 740 and enough equity in their home to qualify for a refinance or a large enough savings to cover their down payment and closing costs. If the terms of their loan trigger any risk-based loan level pricing adjustments (LLPAs), the rate quote will be higher. LLPA&#39;s are based on such criteria as credit score, down payment, documentation type, LTV, property type, occupancy type, and program selected just to name a few. Please keep in mind that interest rates are market driven and subject to several changes daily.</font> </td><td><div align="right"><img height="40" id="MA31945110-0009" width="107" /></div></td></tr></table><br /></td></tr></table><br /><font color="#a2a2a2" face="Arial" size="1"><br />You are receiving this email as a result of your ongoing business relationship with Bill Adcock. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials.<br /><br />UNSUBSCRIBE. In the unlikely event you decide that you would not like to receive this information, please reply to this email with &quot;Remove&quot; in the subject line.<br /><br />Bill Adcock<br />PNC Mortgage<br />700 E. Southlake Blvd. Suite 170<br />DFW Metroplex, TX 76092</font><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=985247" width="1" height="1">http://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/05/24/69b8ea42a60c43eaaa6c7b2882acf2f2.aspxTue, 24 May 2011 17:15:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:981176Denise & Patrick Kennedy0<p align="center" style="float:right;margin-left:10px;"><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html"><img src="http://media.point2.com/p2a/listing/7251/ddd4/0b70/6cd350d9e9a240150c01/w475h356.jpg" class="Photo ListingPhoto" alt="13220 Ridgepoint" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Fresh and Ready!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,790 sq. ft., 2 bath, 3 bdrm single story</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/office/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11518460 N" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$125,000</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Harvest Ridge, Fort Worth</span> <span>&nbsp;-&nbsp;</span> Take a look at this fabulous and fresh 3 bedroom home with seperate formal area. At first glance you will notice the lovely curb appeal with flagstone porch and great landscaping. <br /><br />The floorplan has nice flow with a roomy kitchen that includes lots of counterspace and cabinets, open to breakfast area and large family room that boasts fireplace with gas logs. <br /><br />Other features; upgrade lighting, high ceilings, covered flagstone patio with ceiling fan for outdoor living, sprinkler system and more. The interior was freshly painted and new carpet was installed in Oct/Nov 2010.<br /><br />This is a must see! Call today for your personal tour. </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=981176" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/05/24/54284aa279104d18b869956cdd1dc1c3.aspxTue, 24 May 2011 17:06:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:981163Denise & Patrick Kennedy0<p><span id="LeadIn" style="font-weight:bold;">Lost Spurs Ranch, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 3616 Silverado Trail, a 2,776 sq. ft., 3 bath, 4 bdrm 2 story. Now</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/office/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11533979 S" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$145,000</span> <span></span>- A Must See ..... </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/131_Roanoke_Area/Lost_Spurs_Ranch/Agent/Listing_32276686.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=981163" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/05/07/bf7bd11b8ca84ab2acb4f242ebf27eb5.aspxSat, 07 May 2011 14:42:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:962894Denise & Patrick Kennedy0<p><span id="LeadIn" style="font-weight:bold;">Lost Spurs Ranch, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 3616 Silverado Trail, a 2,776 sq. ft., 3 bath, 4 bdrm 2 story. Now</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/office/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11533979 S" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$145,500</span> <span></span>- A Must See ..... </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/131_Roanoke_Area/Lost_Spurs_Ranch/Agent/Listing_32276686.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=962894" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/05/07/1c521cb117684318ade9582c0d63f878.aspxSat, 07 May 2011 13:24:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:962841Denise & Patrick Kennedy0<p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,919 sq. ft., 2 bath, 3 bdrm single story</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/office/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$212,000</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Haslet Park Addition, Haslet</span> </p><p><a href="http://www.betterhomesintexas.com/Haslet/Texas/Homes/102_Haslet/Haslet_Park_Addition/Agent/Listing_36775973.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=962841" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/04/11/fort-worth-named-all-america-city-finalist.aspxMon, 11 Apr 2011 18:20:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:925291Denise & Patrick Kennedy0<a href="http://www.fortworthgov.org/citynews/default.aspx?id=83952">http://www.fortworthgov.org/citynews/default.aspx?id=83952</a>&nbsp;&nbsp; <p>The quality of life that has made Cowtown one of the nation&rsquo;s most livable cities is gaining national attention once again.</p><p>Fort Worth was one of 26 cities and communities from across the U.S. named Wednesday as a finalist in the 2011 All-America City Award competition. Sponsored by the National Civic League, the award has recognized cities for civic engagement since 1949 and has helped past recipients bring new grant funds and employers.</p><p>Fort Worth won the All-America City Award in 1964 and again in 1993</p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=925291" width="1" height="1">http://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/03/12/c85f72ca91c14b87ae260168a0273b1a.aspxSat, 12 Mar 2011 16:18:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:885930Denise & Patrick Kennedy0<p> <span id="LeadIn" style="font-weight:bold;">Harvest Ridge, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span> <span>on 13220 Ridgepointe Road, a 1,790 sq. ft., 2 bath, 3 bdrm single story. Now</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="height:20px;width:34px;position:absolute;" title="MLS&reg; #11518460 N" /><span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span><span id="Price_pl">$127,500</span> - . </p> <p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=885930" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/03/04/fd0bacbb89ee45308c55cb13033c9c77.aspxFri, 04 Mar 2011 17:14:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:877219Denise & Patrick Kennedy0<p><span id="LeadIn" style="font-weight:bold;">Harvest Ridge, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 13220 Ridgepointe Road, a 1,790 sq. ft., 2 bath, 3 bdrm single story. Now</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11518460 N" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$129,750</span> - . </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=877219" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/03/04/cfa788da96e7402184be447977fb3619.aspxFri, 04 Mar 2011 17:11:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:877214Denise & Patrick Kennedy0<p style="float:right;margin-left:10px;"><table class="Calendar" cellspacing="0" cellpadding="2" rules="all" title="Calendar" border="1" style="border-width:1px;border-style:solid;border-collapse:collapse;"> <tr><td colspan="7" style="background-color:Silver;"><table class="Calendar" cellspacing="0" border="0" style="width:100%;border-collapse:collapse;"> <tr><td align="center" style="width:70%;">March 2011</td></tr> </table></td></tr><tr><th align="center" abbr="Sunday" scope="col">Su</th><th align="center" abbr="Monday" scope="col">Mo</th><th align="center" abbr="Tuesday" scope="col">Tu</th><th align="center" abbr="Wednesday" scope="col">We</th><th align="center" abbr="Thursday" scope="col">Th</th><th align="center" abbr="Friday" scope="col">Fr</th><th align="center" abbr="Saturday" scope="col">Sa</th></tr><tr><td align="center" style="width:14%;">27</td><td align="center" style="width:14%;">28</td><td align="center" style="width:14%;">1</td><td align="center" style="width:14%;">2</td><td align="center" style="width:14%;">3</td><td align="center" style="color:White;background-color:Silver;width:14%;">4</td><td align="center" style="width:14%;">5</td></tr><tr><td align="center" style="width:14%;">6</td><td align="center" style="width:14%;">7</td><td align="center" style="width:14%;">8</td><td align="center" style="width:14%;">9</td><td align="center" style="width:14%;">10</td><td align="center" style="width:14%;">11</td><td align="center" style="width:14%;">12</td></tr><tr><td align="center" style="width:14%;">13</td><td align="center" style="width:14%;">14</td><td align="center" style="width:14%;">15</td><td align="center" style="width:14%;">16</td><td align="center" style="width:14%;">17</td><td align="center" style="width:14%;">18</td><td align="center" style="width:14%;">19</td></tr><tr><td align="center" style="width:14%;">20</td><td align="center" style="width:14%;">21</td><td align="center" style="width:14%;">22</td><td align="center" style="width:14%;">23</td><td align="center" style="width:14%;">24</td><td align="center" style="width:14%;">25</td><td align="center" style="width:14%;">26</td></tr><tr><td align="center" style="width:14%;">27</td><td align="center" style="width:14%;">28</td><td align="center" style="width:14%;">29</td><td align="center" style="width:14%;">30</td><td align="center" style="width:14%;">31</td><td align="center" style="width:14%;">1</td><td align="center" style="width:14%;">2</td></tr><tr><td align="center" style="width:14%;">3</td><td align="center" style="width:14%;">4</td><td align="center" style="width:14%;">5</td><td align="center" style="width:14%;">6</td><td align="center" style="width:14%;">7</td><td align="center" style="width:14%;">8</td><td align="center" style="width:14%;">9</td></tr> </table> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Sendera Ranch East, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>We invite everyone to visit our open house at 14204 Cedar Post Drive on </span><span id="On">March 4</span> <span id="At">from 12:00 PM to 6:00 PM</span>. </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/Sendera_Ranch_East/Agent/Listing_1003274116.html" id="ListingDetails">Property information</a> </p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=877214" width="1" height="1">Real EstateFor SaleOpen Houseshttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/02/26/e77a8d0ab3ae43b98aa734e837ee6161.aspxSat, 26 Feb 2011 16:23:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:870690Denise & Patrick Kennedy0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" id="Sold" src="http://www.betterhomesintexas.com//Utility/images/sold.gif" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Villages of Woodland Springs West, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>The 1 1/2 story at 11828 Wolfcreek Lane has been sold.</span> </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130__Keller_ISD/Villages_of_Woodland_Springs_West/Agent/Listing_24165812.html">Property information</a> </p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=870690" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/02/18/26708f4e250c45ad9a72592bd3a39053.aspxFri, 18 Feb 2011 22:10:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:863613Denise & Patrick Kennedy0<p><span id="LeadIn" style="font-weight:bold;">Harvest Ridge, Fort Worth</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 13220 Ridgepointe Road, a 1,790 sq. ft., 2 bath, 3 bdrm single story. Now</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11518460 N" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$129,800</span> - . </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=863613" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/02/16/buy-before-april-18th.aspxWed, 16 Feb 2011 14:39:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:861056Denise & Patrick Kennedy0Yesterday, with Mortgagee Letter 11-10, FHA announces an increase to the Annual Mortgage Insurance Premium on standard FHA loan programs and a change that affects case numbers.<br /><br />Here are the 7 things you need to know about these changes: <br /><br />1. &nbsp; &nbsp; &nbsp; &nbsp;These changes are effective April 18th, 2011.<br /><br />2. &nbsp; &nbsp; &nbsp; &nbsp;The Annual Insurance Premium will increase .25% for standard forward mortgages. The Upfront Mortgage Insurance remains at 1.00%.<br /><br />3. &nbsp; &nbsp; &nbsp; &nbsp;The Annual Premium is now 1.15% for LTVs GREATER than 95% on 30 year loans.<br /><br />4. &nbsp; &nbsp; &nbsp; &nbsp;The Annual Premium is now 1.10% for LTVs EQUAL to or LESS than 95% on 30 year loans.<br /><br />5. &nbsp; &nbsp; &nbsp; &nbsp;The Annual Premium is now .50% for LTVs GREATER than 90% on 15 year loans.<br /><br />6. &nbsp; &nbsp; &nbsp; &nbsp;The Annual Premium is now .25% for LTVs EQUAL to or LESS than 90% on 15 year loans.<br /><br />7. &nbsp; &nbsp; &nbsp; &nbsp;Case numbers with no activity for 6 months will automatically be canceled (includes case numbers pulled prior to April 18th, 2011). <p><font face="Arial" size="3">To read Mortgagee Letter 11-10 in its entirety and to see examples, </font><a href="http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/11-10ml.pdf" title="http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/11-10ml.pdf"><font color="blue" face="Arial" size="3"><u>click here</u></font></a><font face="Arial" size="3">. </font></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=861056" width="1" height="1">http://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/02/04/home-ownership-more-affordable-than-renting.aspxSat, 05 Feb 2011 01:58:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:850438Denise & Patrick Kennedy0Trulia has &nbsp;just released their <a href="http://sm00.trulia.com/track?type=click&amp;eas=1&amp;mailingid=30313&amp;messageid=21003&amp;databaseid=16227&amp;serial=16777889&amp;emailid=bill.adcock@pncmortgage.com&amp;userid=1603948&amp;fl=&amp;extra=MultivariateId=&amp;&amp;&amp;2004&amp;&amp;!;&amp;http://www.trulia.com/email/anews/go.trulia.com/RentBuyJan11.html" title="http://sm00.trulia.com/track?type=click&amp;eas=1&amp;mailingid=30313&amp;messageid=21003&amp;databaseid=16227&amp;serial=16777889&amp;emailid=bill.adcock@pncmortgage.com&amp;userid=1603948&amp;fl=&amp;extra=MultivariateId=&amp;&amp;&amp;2004&amp;&amp;! ;&amp;http://www.trulia.com/email/anews/go.trulia.com/RentBuyJan11.html"><font size="3"><em>quarterly Rent vs. Buy index </em></font></a><font size="3">and found that in </font><a href="http://sm00.trulia.com/track?type=click&amp;eas=1&amp;mailingid=30313&amp;messageid=21003&amp;databaseid=16227&amp;serial=16777889&amp;emailid=bill.adcock@pncmortgage.com&amp;userid=1603948&amp;fl=&amp;extra=MultivariateId=&amp;&amp;&amp;2023&amp;&amp;&amp;http://www.trulia.com/email/anews/go.trulia.com/RentBuyJan11.html" title="http://sm00.trulia.com/track?type=click&amp;eas=1&amp;mailingid=30313&amp;messageid=21003&amp;databaseid=16227&amp;serial=16777889&amp;emailid=bill.adcock@pncmortgage.com&amp;userid=1603948&amp;fl=&amp;extra=MultivariateId=&amp;&amp;&amp;2023&amp;&amp;&amp;http://www.trulia.com/email/anews/go.trulia.com/RentBuyJan11.html"><font size="3">72% of top US cities</font></a><font size="3"> it&#39;s more affordable to buy than rent! Including DFW.</font><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=850438" width="1" height="1">Real EstateFor Rent/LeaseAnnouncementsBuyer InformationTexas Housing Markethttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/02/04/haslet-are-second-on-national-high-growth-list.aspxFri, 04 Feb 2011 22:39:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:850355Denise & Patrick Kennedy0The haslet area was named as one of the top 10 most high-growth areas, by household, in the united States.&nbsp; Haslet came in second on the list behind Katy, Texas, while neighborhing Keller was third.&nbsp; Overall, Haslet was the fastest growing area of the top ten with a 735% growth rate.<img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=850355" width="1" height="1">IndustryCommunity InformationTexas Housing Markethttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/01/31/c057c67405564f86b48dda36f93544b0.aspxMon, 31 Jan 2011 20:08:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:846673Denise & Patrick Kennedy0<p align="center" style="float:right;margin-left:10px;"><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130__Keller_ISD/Villages_of_Woodland_Springs_West/Agent/Listing_24165812.html"><img src="http://media.point2.com/p2a/listing/b111/7d92/eead/0be89b7047bbe281b02e/w475h356.jpg" class="Photo ListingPhoto" alt="Front View" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Gorgeous!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>2,782 sq. ft., 3 bath, 3 bdrm 1 1/2 story &quot;Gameroom Up&quot;</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11472559 N" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$234,900</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Villages of Woodland Springs West, Fort Worth</span> <span>&nbsp;-&nbsp;</span> WOW The builder pulled out all the stops on this one! Wonderful floorplan with entry flanked by formals, hardwood floors flow throughout living, dining and family areas. Lovely stairway with iron spindles leads to gameroom upstairs. Kitchen shines with solid granite surfaces, gas cooktop, beautiful cabinetry and more. This fabulous CulDeSac property boasts swing drive, oversized lot and garage, awesome landscaping and extended patios. Every details seems to have been considered. A MUST SEE! <br /><br />Directions: I-35W North, Exit Golden Triangle, Stay On service rd to Timberline, go Right to Stabledoor, go left to Wolfcreek, go right home on right. <br /></p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130__Keller_ISD/Villages_of_Woodland_Springs_West/Agent/Listing_24165812.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=846673" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/01/30/ce2d46b0772d4542ab4c0dc94ae85fe2.aspxMon, 31 Jan 2011 03:21:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:846127Denise & Patrick Kennedy0<p align="center" style="float:right;margin-left:10px;"><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/131_Roanoke_Area/Lost_Spurs_Ranch/Agent/Listing_32276686.html"><img src="http://media.point2.com/p2a/listing/cfc6/168a/314c/52f82ed19036587dadde/w475h356.jpg" class="Photo ListingPhoto" alt="Front View" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Lovely 4 bedroom with Intercom</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>2,776 sq. ft., 3 bath, 4 bdrm 2 story</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11533979 S" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$147,000</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Lost Spurs Ranch, Fort Worth</span> <span>&nbsp;-&nbsp;</span> Terrific 4 bedroom property in the Ranches subdivision. Walking distance to award winning Northwest ISD schools. Take a look at this large open floorplan with intercom system. 4 Bedrooms, 2 full baths and game room up, Formals, Family, Kitchen &amp; Powder bath down. Sits on roomy lot with sprinkler system. Don&#39;t miss out on this fabulous property. </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/131_Roanoke_Area/Lost_Spurs_Ranch/Agent/Listing_32276686.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=846127" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/01/14/3729-bandera-ranch-rd-is-sold.aspxFri, 14 Jan 2011 22:12:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:831310Denise & Patrick Kennedy1<p>3729 Bandera Ranch Rd. Fort Worth, TX 76262&nbsp; in the Ranches Subdivision has SOLD</p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=831310" width="1" height="1">http://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2011/01/14/c1e8d921d6a14c9d826753ecc0381022.aspxFri, 14 Jan 2011 19:45:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:831113Denise & Patrick Kennedy0<p align="center" style="float:right;margin-left:10px;"><img alt="Sold" border="0" id="Sold" src="http://www.betterhomesintexas.com//Utility/images/sold.gif" /> </p><p style="margin-top:0px;"><span id="LeadIn" style="font-weight:bold;">Carriage Gate, Keller</span> <span>&nbsp;-&nbsp;</span> <span>The single story at 621 Chestnut Dr has been sold.</span> </p><p><a href="http://www.betterhomesintexas.com/Keller/Texas/Homes/Keller_TX_126/Carriage_Gate/Agent/Listing_20326072.html">Property information</a> </p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=831113" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2010/12/19/a0ec32aa4c934aabac4a81d9929c2bef.aspxSun, 19 Dec 2010 22:56:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:816289Denise & Patrick Kennedy0<p align="center" style="float:left;margin-right:10px;"><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html"><img src="http://media.point2.com/p2a/listing/7251/ddd4/0b70/6cd350d9e9a240150c01/w475h356.jpg" class="Photo ListingPhoto" alt="13220 Ridgepoint" border="0" style="border:black 1px solid;"></a> <span class="cutline"><br /><strong>Fresh and Ready!</strong> </span></p><p class="summary" style="margin-top:0px;">&bull;&nbsp;<span>1,790 sq. ft., 2 bath, 3 bdrm single story</span> <span>-</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11518460 N" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$130,000</span> </p><p><span class="dateline" id="LeadIn" style="font-weight:bold;">Harvest Ridge, Fort Worth</span> <span>&nbsp;-&nbsp;</span> Take a look at this fabulous and fresh 3 bedroom home with seperate formal area. At first glance you will notice the lovely curb appeal with flagstone porch and great landscaping. <br /><br />The floorplan has nice flow with a roomy kitchen that includes lots of counterspace and cabinets, open to breakfast area and large family room that boasts fireplace with gas logs. <br /><br />Other features; upgrade lighting, high ceilings, covered flagstone patio with ceiling fan for outdoor living, sprinkler system and more. The interior was freshly painted and new carpet was installed in Oct/Nov 2010.<br /><br />This is a must see! Call today for your personal tour. </p><p><a href="http://www.betterhomesintexas.com/Fort_Worth/Texas/Homes/130/Harvest_Ridge/Agent/Listing_30056229.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=816289" width="1" height="1">Real EstateFor Salehttp://www.betterhomesintexas.com/blogs/patrick__denise_kennedy/archive/2010/12/14/fc6e10fcb37b4a02b3287ee7c76b2126.aspxTue, 14 Dec 2010 17:32:00 GMT5a54c17b-087e-4fc7-9b9e-c5e1a4e832d7:813744Denise & Patrick Kennedy0<p><span id="LeadIn" style="font-weight:bold;">Carriage Gate, Keller</span> <span>&nbsp;-&nbsp;</span> <span>Announcing a price reduction </span><span>on 621 Chestnut Dr, a 2,536 sq. ft., 2 bath, 4 bdrm single story. Now</span> <img border="0" id="Price_mi" src="http://www.betterhomesintexas.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&reg; #11442032 N" /> <span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;">MLS&reg;</span> <span id="Price_pl">$195,000</span> - . </p><p><a href="http://www.betterhomesintexas.com/Keller/Texas/Homes/Keller_TX_126/Carriage_Gate/Agent/Listing_20326072.html">Property information</a></p><img src="http://www.betterhomesintexas.com/aggbug.aspx?PostID=813744" width="1" height="1">Real EstateFor Sale