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| Kennedy & Co. Realty, LLC |
Experience + Integrity + Hardwork = Sold |
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A Little Information About Getting PreQualified
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There are two good reasons to get prequalfied before looking at homes. - By working with a qualified lender, you will know exactly what price range you should be looking in.
- If you find that perfect home, the seller and their agent will take your offer seriously.
This is a painless procedure and can usually be done with a 20 minute visit with a loan officer. We have several preferred lenders that we enjoy a good relationship with and who have treated our clients well that we can recommend. Or if you already have a lender that you prefer using, we will be happy to work with them. We recommend the following lenders, they are professionals we have worked with in the past who have done a good job for our clients. We believe they will treat you fairly, and will work hard for you. Mortgage Lenders Tina Thomas, Cendera Funding (817) 808-1264 cell Emily Weathers, Supreme Lending 817-925-6074 cell 817-887-1285 fax | Myron C Hackman – Wells Fargo Office: 817-481-0005 Ext.12
Mobile: 214-673-0579
Fax: 817-481-1290
Toll Free Phone: 877-835-8213
817-741-4296 fax |
Bill Adcock – PCN Mortgage 817-538-3858 Cell |
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How Much Can You Afford?
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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. |
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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